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eJaby enables all bill issuing entities to allow their customers to pay their postpaid, prepaid, and incidental bills at trusted eJaby payment depots spread throughout the country, securely, efficiently, and in real time.
 
Overview
More and more, today's businesses rely on effective use of technology to better serve their customers. Bill issuing entities such as utility companies and governmental institutions can longer rely on traditional methods of bill presentment and payment in today's time conscious environment. The bill paying public expects, and quite often demands fast, simple, secure, and reliable means of paying their bills, and the pressure on the bill issuers is continuously mounting to provide just that. PaymentCentric's eJaby, is the perfect solution.

Furthermore, eJaby allows various entities to expand and elevate their level of service to their customers by offering real-time secure bill payment solutions to the public at their counters. Banks, Postal outlets, and even reputable currency exchange outlets, can now offer such services to their customers by becoming a certified eJaby payment depot. The eJaby solution easily integrates with all existing delivery channels available at all potential payment depots mentioned above.

 
State-of-the-art Solution
Through our partnership with RS/2 Software Group, a recognized leader in the ICT sector, the eJaby solution is sure to offer both bill issuers and payment depots the perfect tool to save time and money while adding value to the service they provide to their customers. Key features of the eJaby solution are; high performance, continuous availability, unmatched reliability, and the best possible level of security. Our very powerful application and database engines easily process 60 million messages per day easily scalable as needed, with no single point of failure built into the system. Our set-up is built with the most advanced security systems available with multiple firewalls, secure communication lines via SSL 128 bit, and VPNs. The strictest of security policies are in place with internal and external auditing far exceeding industry standards.

Flexibility is also a key feature of the eJaby solution with our systems supporting multiple messaging protocols such as MSMQ, MQ Series, JMS, and ISO 8583.

With bill issuers, eJaby can easily integrate with their systems at three levels; online at the billing database, online at the billing application, or offline at the billing database.

With payment depots such as banks, eJaby can easily integrate with the existing delivery channels such as; over-the-counter, ATM, Phone banking, call center, Mobile banking, SMS, WAP, Internet banking, and others.

 
Benefits
Payee
Depot
Public
 
   
   
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